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MR1928839 (2003g:91002) 91-02 (62H30 62M05 91B30)
Thomas, Lyn C.; Edelman, David B.; Crook, Jonathan N. Credit scoring and its applications. SIAM Monographs on Mathematical Modeling and Computation. Society for Industrial and Applied Mathematics (SIAM), Philadelphia, PA, 2002. xiv+248 pp. ISBN: 0-89871-483-4
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